Financing is provided through Wisetack's lending partners, with APRs ranging from 0% to 35.9% based on your creditworthiness and the amount financed. You'll see your exact terms before you agree to anything.

No. There are no prepayment penalties, no late fees, and no origination fees. You pay only what's shown in your agreement.

Financing

Q: Will checking my financing options hurt my credit score?

No. Checking your eligibility uses a soft credit check, which does not affect your credit score. You can see your options with no risk.

Q: How much can I finance?

Financing is available for projects from $500 up to $65,000, subject to approval.

Q: How do I make payments?

Once approved, Wisetack handles your monthly payments directly and securely. It's all managed online for your convenience.

Q: Is my information safe?

Yes. Wisetack uses bank-level security to protect your personal information throughout the entire process.

Easy Financing for Your Home Improvement

FAQs

Easy Financing for Your Home Improvement

Answers to common questions

Find quick, clear information to help you get started

Will checking my financing options hurt my credit score?

What are the rates?

Are there any fees?

How much can I finance?

How do I make payments?

Is my information safe?

Easy Financing for Your Home Improvement

Answers to common questions

Find quick, clear information to help you get started

Question

Will checking my financing options hurt my credit score?

Question

What are the rates?

Question

Are there any fees?

Question

How much can I finance?

Question

How do I make payments?

Question

Is my information safe?